Dr. Annette Cerulli-Harms
Tel: +49 (0)30 2359116-17
Fax: +49 (0)30 2359116-99
Annette Cerulli-Harms is responsible for leading national and international projects which use behavioral insights and behavior change designs focusing on areas such as retail finance, digitalization, real estate and sustainability management.
Annette is also experienced in delivering interactive workshops to build in-house capacity in behavioral economics and evidence-driven decision-making tools for public and private institutions. In recent projects, Annette has designed large-scale consumer surveys and behavioral experiments for clients such as the European Commission, government authorities and regulators. Annette has also worked on behavioral interventions for retail banks improving consumer outcomes.
During her time at ConPolicy, her PhD as well as in previous positions at London Economics, the Bocconi University and the United Nations Economic Commission for Europe, she acquired extensive experience in the econometric analysis of large data sets, and the presentation of statistical results for policy purposes. Annette holds a PhD in economics from the University of Lausanne in Switzerland. During her studies, she spent time as a researcher at the London School of Economics and at the University of Oxford. She also holds a master degree from the University of Mannheim in Germany and is fluent in five European languages.